Key Takeaways
- Joint family living is possible even after years of nuclear family life abroad - but requires spouse alignment and clear expectations
- The spouse's buy-in is the most critical factor - Rahul gave his wife a full year to decide
- Kids often adjust faster and happier than parents expect - they cry when threatened with going back to US
- Business aspirations are a common driver - "I did not see much growth in my career doing the same IT routine"
- US citizenship for kids provides future flexibility - "We never know 20 years later how big India would be"
- Shipping by flight is cheaper than container - 40 pieces of luggage at $100-120 per box vs $120-140 per box for container (which takes 6 months)
- List your house for sale early - houses in medium school zones can take 3-8 months to sell
The Background: First in Family to Go Abroad
Rahul's story is unique - he was the first person in his entire extended family to leave India:
"I'm the first one in my entire family to go away from home and go out of country. Nobody went out of country for education. Hardly they go for trips, but for education, trying to settle down in a different country - nobody was there. My family has guided me so much to go there and settle. But still I always miss my family."
📚 Rahul's Background
- Education: Computer Science Engineering in India
- US Education: MBA in Technology at New Jersey Institute of Technology
- Career: 10+ years in IT - healthcare, banking, telecom industries
- Family: Wife (worked at a bank), two kids (both US citizens)
- Current Location: Tier-2 city in Telangana (top 5 city in the state)
Life in the US: Peaceful but Predictable
Rahul paints a picture of American life that many NRIs will recognize:
"Life in US is always very good - peaceful, nobody bothers about you, nobody disturbs you. You can do whatever you want. Your neighbors also won't disturb you. Life there is very systematic. You wake up early, take care of yourself, take care of the kids, kids go to school or daycare, you start working from 9 to 5 or 9 to 6, then you have time to spend with family."
But beneath this peaceful exterior, Rahul felt something was missing:
"It's like an elastic life there - you get frustrated at certain point of time. Being routine - at one point I was looking at my life: I'm getting up, taking care of the kids, working 9 to 5, spending time with my family. I did not see much growth in my career."
The 11-Year Journey: Why So Long?
Rahul's story of why it took 11 years to return is both humorous and relatable - a series of "just one more thing" moments:
After Master's
"You went there, you spent so much, learn something, try to work for a while" - Family advice
After 1-2 Years of Work
"You are there in US, get married, spend quality time with your wife, roam around" - Traveled all over the United States
After Marriage (2018)
"Having US citizenship is always beneficial. Why don't you think about it?" - Family suggestion
After First Kid
Sister got married and came to US - had to stay to support her for a couple of years
After Second Kid
"What about second kid? It would always be disturbing between them if they want to go back abroad. Kids would always have an opportunity to have US citizenship if they're born there."
The goalposts kept moving - a pattern many NRIs will recognize in their own lives.
The Business Dream: Beyond IT Career
Rahul's motivation was never about IT career growth - it was about entrepreneurship:
"If I was fully concentrating, doing lot of certifications, if I want to focus totally on my IT career, then definitely I would have had a very good life, change of companies. But my focus was always on doing something different in India. I always wanted to come back to India, explore some business opportunity, do something new rather than having a systematic life."
The H1B limitation was real:
"It's not easy working on H1B visa, working on 9 to 5 job, taking care of kids, and then doing something else. I have a lot of friends back there who are into constructions, who are into hotels, but all of them did it after getting green card or after turning 40s where their kids become little older. But my vision was way before them."
The Spouse Challenge: The Major Clash
The biggest obstacle wasn't logistics or career - it was alignment with his wife:
"It was a major clash between me and my wife. She was not ready to move when I said let's go to India."
The challenge was compounded by the unique living situation awaiting them:
"Most of the people live alone, right? Parents live separate. But it's not the same scenario for us - I live in a home where 20 people live. We have like 12 to 14 bedrooms in my house because so many people live."
Why the Wife Was Hesitant
- She had a successful career at a bank, making good money
- They had a very good lifestyle - big home, luxury cars, home theater
- Going out of country every 6 months, within US every 2-3 months
- Moving meant giving up independence and privacy
- Joint family living after years of nuclear family life
- The original marriage condition was "no more than one year in US" - but things changed
"The first condition that we had during our marriage was like no more than one year in US. But things change - it's only both of us there. It's a different lifestyle. She gets to do whatever she wants."
The Solution: One Full Year to Decide
Rahul's approach was to give his wife time and space to make her own decision:
"I gave time for my family to decide. It's not just I wanted to come back and forced my family. When they were ready, we moved back to India."
The Timeline
📅 The Decision Timeline
- December 2023: Came to India for cousin's wedding
- January 2024: Went back to US. Wife said "Give me one year time"
- January 2025: Rahul reminded her - "One year time is done, let's go back to India"
- The move: Finally happened after wife was ready
"She knew that I can do something better here than there because she was seeing me how frustrated I was doing the same routine IT job since morning to evening, being on the calls, no growth. My mind was very much broad and different before working in IT - as I got addicted to this IT job, I was seeing the difference in myself."
The age factor played a role:
"I decided - okay, I'm already 33 years old. If I be another two or three years here, I'm not going to go back to India. I'll get used to this life and I'll be here. That's it."
How the Wife Made Up Her Mind
The wife's adjustment process was methodical:
"She made up her mind in one year. 'Okay, I have to save some money. I should not depend on family members.' Speaking frequently to family members and knowing things - how things work out in the family."
Learning the Joint Family Rules
"Back there you wake up anytime, you have bath or no, you go to kitchen, you cook for your kids. But here it's not like that - you have to wake up early when you are with a family. You want to come to kitchen, you have to have bath. You cannot come to kitchen without having bath. There are a lot of things."
She talked to Rahul's mother to understand how things work, then slowly made up her mind.
Setting Expectations from Day One
The wife's approach to joint family living was strategic:
"The best thing what she did was - after coming to India, from initial onward she's trying to maintain certain standard with the family. At the initial stage, we have flexibility in the family - they don't tell you anything, they don't ask you to work, they don't force you to do certain things. If you're trying to be too nice initially and then slowly being different, it's different."
🏠 The Wife's Conditions Before Moving
- ✓ "I want the room to be fully changed - cupboards different, bed different, certain furniture"
- ✓ "I want certain area in the kitchen - I want to bring my US appliances, I want certain space"
- ✓ Get these changes done IMMEDIATELY after arriving, not later
"After being here for a month or two, if I try to ask my family members 'I want these changes,' they'll be like 'no no.' From initial onwards, we decided - this is the very first thing we have to get done. My parents said 'okay get it done' because we just moved back."
Advice: Whatever your priorities are, don't be shy. Get it done initially. If your priority is set from beginning, it will go like that.
The Kids' Verdict: Never Want to Go Back
Perhaps the most surprising outcome is how the children adapted:
"More than us, kids are the most happiest people. They're having so much good time here. If they're doing anything wrong, we tell them 'let's go back to United States' and they keep crying - 'no no no please I'll be a good boy, I'll be here, I don't want to go back!'"
Why Kids Are Happy
- Rahul's parents and whole family live there
- Wife's parents are from the same hometown - kids can go there when parents are stressed
- Cousin's kids are the same age (7 years and 4 years) - always have playmates
- Extended family support system
Initial Challenges
"The major problem with the kids was initially summer - we moved in summer, it was too much hot for them, they were getting lot of rashes. Our house is always clean, but here we always keep getting dust. They keep running here and there, touch here and there, eat with the same hands. Kids initially had some trouble but it's okay - they'll get used to it, for their immunity."
Financial Planning: 401k, Properties, and More
Rahul's financial situation was complex:
💰 Financial Assets
| Asset Type | Status |
|---|---|
| Primary Home | Listed for sale, didn't sell, now rented out |
| Investment Townhouse | Easier to rent - kept as rental |
| 401k | Left in US - no financial struggle currently |
| Roth IRA | Left in US |
| LLC | Had an LLC in US |
| SEP IRA | Left in US |
"We are planning to just leave it there for now because we are not having any financial struggle or hurdle as of now."
The House Selling Mistake
Rahul shares a critical lesson about timing:
"The major mistake that I did was - I decided to go back to India in January, but I listed my property for sale in March. I moved back during April-May, but I listed in March. Currently the market situation is not good, so it did not go."
The solution:
"I gave power of attorney to my brother-in-law who is there and I listed my property for rent currently."
🏠 House Selling Advice
- ✓ If planning to move next year, list property for sale THIS year
- ✓ Houses take 3-8 months to sell on average
- ✓ Very good school zones sell quickly; medium school zones take longer
- ✓ Summer has more competition - 20+ houses for sale in community
- ✓ Option: Sell house but stay as renter for 6 months (part of contract)
Shipping Items: Flight vs Container
Rahul's strong recommendation:
"I found flights option was the best. I bought around 40 pieces of luggage in flight. It was very cheaper than container because container was costing me around $120 to $140 per box and it comes in 6 months. I don't even remember what is there in that."
| Method | Cost per Box | Time | Customs |
|---|---|---|---|
| Flight (Etihad, Emirates) | $100-120 | Immediate | Rahul: No customs paid - "I moved back from India, just clothing" |
| Container | $120-140 | 6 months | Port area - opened each box, very hectic |
"Get rid of as much as things possible. Try to get the minimal stuff - just your household items, clothing. You are getting everything in India. I've seen people getting dining tables, drawers, dressers from US. It's not needed because everything is available here. You get better quality, you get cheaper prices if you look for any warehouses."
TV Shipping Warning
"Certain people bring TVs. People don't pay for crates, wooden crates while bringing TVs. My own friend did not pay for wooden crate - he bought an 85-inch TV. His TV got damaged because he did not get wooden crates. People were quoting around $300 for wooden crates."
Why Not Hyderabad? Choosing a Tier-2 City
Despite family suggestions, Rahul chose his hometown over Hyderabad:
"My family initially wanted me to settle down in Hyderabad - 'You were in US, why don't you settle down in Hyderabad, try to explore some opportunities there.' But I was like no, I want to be with family currently. I don't like cities - traffic, too much stress."
His hometown offers:
- Top 5 city in Telangana
- Lot of industries, hotels, malls, movie theaters
- Only 2-3 hours from Hyderabad
- No IT currently, but well-established tier-2 city
- Family business ecosystem
Future flexibility:
"If I explore some opportunity or any industry, when I'm making certain product, if I want good growth, then I'll try to move there for a certain period of time. But as of now, I don't have much plans to move there."
Business Exploration: The Current Phase
Rahul is in exploration mode:
"My family doesn't want me to pitch in existing businesses because it's all organized. Even though if I enter, there's nothing that I can do or improve because everything is fully organized from morning till night. My brother is taking care of it."
The family's approach:
"They gave me some opportunity and time to decide - 'Why don't you sit down? Why don't you explore some opportunities? Why don't you write a thesis or prepare a document about what you want to do? If you want to focus on particular industry, why don't you explore that industry? We will get you contacts, go around, roam around, explore those industries.'"
Family Business Examples
"When my family wanted to build a hotel, they went to more than 100+ hotels all over the country and they built it. We have a mall - my uncle went to Pune, Vijayawada, all over India to see how a mall operates. Now they're operating everything."
🎯 Business Opportunities Rahul Sees
- Kids clothing - quality products lacking
- Kids toys - not much quality products
- Sustainable products
- Organic products, healthy products
- Industrial sector
- Agriculture (many IT people transitioning)
Work From Home Opportunities
Rahul mentions the growing trend of remote work:
"They gave an opportunity to work from home from India for certain friends of mine. They got very good pay - more than 80 lakhs, 1 crore - such good pay they got."
His advice for those wanting IT jobs:
"If you want to move back to India and if your family is not into businesses, if you want to work in IT - don't just come back, decide. I had a friend who applied for a lot of companies, he got an opportunity in Bangalore, and he moved back from California to Bangalore."
If you are there and applying for jobs here, companies try to give you some priority and give you good pay grade. After coming back, getting a job is not easy.
The Stress is on Parents, Not Kids
An honest assessment of the current situation:
"The major stress is on us currently because my family put pressure on me. Generally people when they move back from US to India, they have certain plans, certain vision - 'When I move back to India, I'll be working for this company' or 'I'm going to explore this particular industry.' I haven't done any of that homework back there because last 3-4 months, moving back was very stressful."
The packing, mowing, kids' schooling, and logistics consumed all energy. Now the pressure is to decide what to do.
"I told my family - give me a month or two, I'm going to decide what I'm going to do. I'll explore and I'll do some lot of research and then I'll start something."
Final Advice for Returning NRIs
💼 Career Planning
- Decide what you're going to do BEFORE coming
- If IT, apply for jobs while still abroad - better pay grade
- Internal transfers offer best packages
- Have enough funds for 2-3 months if no job
🏠 Housing
- If no house, look for gated community before coming
- Decide and directly come and settle down
- List US property for sale early (3-8 months to sell)
📦 Shipping
- Flight is better than container
- Get rid of as much as possible
- Everything available in India - better quality, cheaper
- Don't bring dining tables, dressers
👨👩👧👦 Family
- Give spouse time to decide - don't force
- Set expectations from day one in joint family
- Kids adjust faster than you think
- Everyone will question you - be prepared
Frequently Asked Questions
Q: Can NRIs adjust to joint family living after years abroad?
A: Yes, but it requires preparation and alignment. The key factors are: spouse buy-in (give them time - Rahul gave his wife a full year), clear expectations about privacy and boundaries (get changes done immediately after arriving, not later), and understanding the family rules beforehand. Many NRIs find that the benefits - support system, cultural immersion for kids, and family bonds - outweigh the challenges of less privacy.
Q: How do I convince my spouse to move back to India?
A: Don't force it. Rahul gave his wife a full year to decide. Let them talk to family members to understand how things work, save money so they don't feel dependent, and set their own conditions (room changes, kitchen space, etc.). The decision should be mutual - forced moves often lead to resentment. As Rahul's wife saw his frustration with routine IT life, she eventually understood why he needed to make the move.
Q: Do kids adjust well to India after growing up in the US?
A: Often better than parents expect. Rahul's kids are "the most happiest people" - they cry when threatened with going back to US! The extended family support, cousins to play with, and grandparents nearby make a huge difference. Initial challenges like summer heat and dust rashes are temporary. The key is having family support and playmates their age.
Q: Should I keep my kids' US citizenship when moving to India?
A: Yes, maintaining US citizenship provides future flexibility. As Rahul's family advised: "We never know 20 years later how big India would be or how bad or good United States would be. Kids would always have an opportunity - if they want to go and work in United States, they would have an easy opportunity because they would be US citizens."
Q: What should I do with my 401k and retirement accounts when moving to India?
A: Rahul left his 401k, Roth IRA, and SEP IRA in the US since he has no immediate financial struggle. This is a common approach - let the accounts grow tax-advantaged until you need them. Consult a cross-border financial advisor for your specific situation, especially regarding tax implications of withdrawals from India.
Q: Should I ship items by container or flight?
A: Flight is often better. Rahul shipped 40 pieces of luggage by flight at $100-120 per box, compared to container at $120-140 per box that takes 6 months. Airlines like Etihad and Emirates offer good rates. Plus, customs at airports is easier - Rahul paid no customs. Container shipments go through port where every box is opened. Most importantly: get rid of as much as possible. Everything is available in India at better quality and cheaper prices.
Q: When should I list my US house for sale?
A: List it early - at least 6-8 months before you plan to move. Rahul's mistake was deciding to move in January but listing in March. Houses in medium school zones can take 3-8 months to sell. Summer has more competition. Option: sell the house but negotiate to stay as a renter for 6 months as part of the contract.
Q: Can I work remotely for US companies from India?
A: Yes, and it's increasingly common. Rahul's friends got work-from-home opportunities from India with packages of 80 lakhs to 1 crore+. This provides financial security while allowing you to be with family. The key is negotiating this before you leave, as companies give better priority and pay grade to candidates still in the US.
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